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Tech Debt Calculator

Quantify the cost of technical debt and build a data-driven case for paying it down. See how different allocation strategies play out over 12 months.

Your Team Parameters

Number of developers on the team
Fully loaded cost per developer per hour
Total hours needed to pay off existing tech debt
% of debt hours added each week due to compounding complexity
Percentage of total sprint capacity devoted to debt reduction

Cost Analysis

$37,500
Total Debt Cost
$3,000
Monthly Interest Cost
--
Months to Pay Off
--
Break-even Allocation

12-Month Debt Projection

Side-by-side comparison: ignoring debt vs. investing in paydown.

Do Nothing (0% allocation)

Debt compounds with no paydown effort

Invest 10% Capacity

Active debt reduction at your current allocation

Like this tool? renlyAI extends this capability for enterprise teams.

Automatically track, prioritize, and manage technical debt across your entire codebase with AI-powered insights.

Get Started Free
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